Terms & Privacy | Better Together Insurance

Terms of Service

Effective Date: February 28, 2025

These Terms of Service (“Terms”) govern your access to and use of Better Together Insurance "All Things Medicare" services (“Services”). By using our Services, you agree to these Terms. If you do not agree, you must not use our Services.

Service Overview

Better Together Insurance "All Things Medicare" provides customer care and marketing. Use of our Services is subject to these Terms and all applicable laws.

1. Eligibility

To use our Services, you must be at least 18 years old and capable of forming a binding contract under applicable laws. Providing false information during registration or use of Services may result in termination of your account.

2. Privacy and Data Usage

No Sale or Sharing of Data: We value your privacy. We do not sell, rent, or share your personal data with third parties for marketing or commercial purposes. Your data is only used to provide and improve our Services, as outlined in our Privacy Policy.

3. Permitted Use

You may use our Services only for lawful purposes. Prohibited activities include:

Violating any applicable laws or regulations.
Attempting to disrupt or harm our Services or infrastructure.
Misusing the Services to send spam, malware, or engage in fraudulent activities.

4. Fees and Payments

Use of certain Services may require payment. All fees are outlined during the registration or subscription process.

Failure to make timely payments may result in suspension or termination of access to our Services.

5. Intellectual Property

All intellectual property rights related to the Services, including content, logos, and trademarks, remain the property of Better Together Insurance "All Things Medicare". You may not copy, modify, or distribute any materials provided through the Services without prior written consent.

6. Account Suspension and Termination.

We reserve the right to suspend or terminate your account for violating these Terms or engaging in unlawful behavior. Termination may occur without prior notice in cases of severe violations.

7. Limitation of Liability

To the maximum extent permitted by law, Palm Desert Insurance is not liable for any indirect, incidental, or consequential damages resulting from the use of our Services.

8. Modifications to Terms

We may update these Terms at any time. Continued use of the Services after changes are made constitutes your acceptance of the updated Terms.

9. Governing Law

These Terms are governed by the laws of the California, any disputes will be resolved exclusively in the courts of the California

10. Contact Information

For questions about these Terms or our Services, please contact us at:

Email: maricela@cisnerosagency.com

Phone: 951-888-2525

By accessing or using our Services, you acknowledge that you have read, understood, and agree to these Terms.

Privacy Policy

Web Site Terms and Conditions of Use

1. Terms

By accessing this website, you agree to be bound by these website Terms and Conditions of Use, applicable laws and regulations, and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trade mark law.

2. Use License

A. Permission is allowed to temporarily download one duplicate of the materials (data or programming) on Better Together Insurance "All Things Medicare" Agency’s site for individual and non-business use only. This is just a permit of license and not an exchange of title, and under this permit you may not:

Modify or copy the materials;
Use the materials for any commercial use, or for any public presentation (business or non-business);
Attempt to decompile or rebuild any product or material contained on Better Together Insurance "All Things Medicare" Agency’s site;
Remove any copyright or other restrictive documentations from the materials; or
Transfer the materials to someone else or even “mirror” the materials on other server.

B. This permit might consequently be terminated if you disregard any of these confinements and may be ended by Better Together Insurance "All Things Medicare" whenever deemed. After permit termination or when your viewing permit is terminated, you must destroy any downloaded materials in your ownership whether in electronic or printed form.

3. Disclaimer

A. The materials on Better Together Insurance "All Things Medicare" Agency’s site are given “as is”. Better Together Insurance "All Things Medicare" Agency makes no guarantees, communicated or suggested, and thus renounces and nullifies every single other warranties, including without impediment, inferred guarantees or states of merchantability, fitness for a specific reason, or non-encroachment of licensed property or other infringement of rights. Further, Better Together Insurance "All Things Medicare" Agency does not warrant or make any representations concerning the precision, likely results, or unwavering quality of the utilization of the materials on its Internet site or generally identifying with such materials or on any destinations connected to this website.

4. Constraints

In no occasion should Better Together Insurance "All Things Medicare" Agency or its suppliers subject for any harms (counting, without constraint, harms for loss of information or benefit, or because of business interference,) emerging out of the utilization or powerlessness to utilize the materials on Better Together Insurance "All Things Medicare" Agency’s Internet webpage, regardless of the possibility that Better Together Insurance "All Things Medicare" Agency or a Better Together Insurance "All Things Medicare" Agency approved agent has been told orally or in written of the likelihood of such harm. Since a few purviews don’t permit constraints on inferred guarantees, or impediments of obligation for weighty or coincidental harms, these confinements may not make a difference to you.

5. Amendments and Errata

The materials showing up on Better Together Insurance "All Things Medicare" Agency’s site could incorporate typographical, or photographic mistakes. Better Together Insurance "All Things Medicare" Agency does not warrant that any of the materials on its site are exact, finished, or current. Better Together Insurance "All Things Medicare" Agency may roll out improvements to the materials contained on its site whenever without notification. Better Together Insurance "All Things Medicare" Agency does not, then again, make any dedication to update the materials.

6. Links

Better Together Insurance "All Things Medicare" Agency has not checked on the majority of the websites or links connected to its website and is not in charge of the substance of any such connected webpage. The incorporation of any connection does not infer support by Better Together Insurance "All Things Medicare" Agency of the site. Utilization of any such connected site is at the user’s own risk.

7. Site Terms of Use Modifications

Better Together Insurance "All Things Medicare" Agency may update these terms of utilization for its website whenever without notification. By utilizing this site you are consenting to be bound by the then current form of these Terms and Conditions of Use.

8. Governing Law

Any case identifying with Better Together Insurance "All Things Medicare" Agency’s site should be administered by the laws of the country of United States Palm Desert Insurance Agency State without respect to its contention of law provisions.

General Terms and Conditions applicable to Use of a Web Site.

Your privacy is critical to us. Likewise, we have built up this Policy with the end goal you should see how we gather, utilize, impart and reveal and make utilization of individual data. The following blueprints our privacy policy.

Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
We will gather and utilization of individual data singularly with the target of satisfying those reasons indicated by us and for other good purposes, unless we get the assent of the individual concerned or as required by law.
We will just hold individual data the length of essential for the satisfaction of those reasons.
We will gather individual data by legal and reasonable means and, where fitting, with the information or assent of the individual concerned.
Personal information ought to be important to the reasons for which it is to be utilized, and, to the degree essential for those reasons, ought to be exact, finished, and updated.
We will protect individual data by security shields against misfortune or burglary, and also unapproved access, divulgence, duplicating, use or alteration.
We will promptly provide customers with access to our policies and procedures for the administration of individual data.

We are focused on leading our business as per these standards with a specific end goal to guarantee that the privacy of individual data is secure and maintained.

NO MOBILE OPT-IN DATA WILL BE SHARED WITH THIRD PARTIES.

By accessing or using our Services, you acknowledge that you have read, understood, and agree to these Terms.